Blog 11: Lesson 1 Reflection

1. What are you most proud of in your lesson, and why?

The one thing I am most proud of in talking about my lesson was talking about the history of Loan Officers and why there are rules and regulations today. I feel this was when I spoke the best and felt that it was the only really clear and concise part of my presentation.

2. What assessment would you give yourself on your lesson? Explain why you earned that grade using evidence from the component contract.

The assessment I would give myself is a low P. Personally I feel like I did horrible, I messed up on the hook which took up a good 2 minutes of my time. I also didn't mention several things that I wanted to go over and didn't completely speak as well as I wanted to. I know and feel that I could've done a lot better.

3. If you could go back, what would you change about your lesson?  How can you use that knowledge to give a better Lesson 2?

If I could go back and change my lesson I would change my hook activity. I would also try to not go too much into detail with things as that was why I couldn't get through everything that I wanted to. I can use that knowledge by making sure I pace myself better as well and make my presentation more engaging.

Blog 10 - Interview 2 Reflection

1. Please explain how you are spending your mentorship time (Is it at a workplace or somewhere else?  Are you shadowing?  Are you able to do tasks that are meaningfully related to the topic?  If so, what?  Are there other people who are experts in the location?  Etc...)

For my mentorship I am shadowing my uncle. I am not really able to do the taks that are meaningful relating to the topic because of the fact that their job is based off of commission so if I messed up it would cost them money. There are other people that are experts as a loan officer such as my aunt who does loans for automobiles.

2.  How did you find your mentor?  How did you convince this person to help you?  

I found my mentor because he was my uncle and what convinced him to help me was the fact that I was fascinated about his job and wanted to learn more and possibly become a loan officer one day.

3. How would you rate your comfort level with your mentor at this point in your relationship?  How does this relate to the time you've spent so far at mentorship/with this person

My comfort level with my mentor is good because of the fact that I've known him since I was little. This relates to a better mentoring experience because he'll go more in depth on certain aspects of being a loan officer.

4. What went well in this interview?  Why do you think so?  What do you still need to improve?  How do you know?  How will you go about it?

What went well with the interview was the fact that I got a lot of good information and responses from my mentor. I will use this information to help me throughout the senior project and hopefully be able to talk about it in my lesson.

https://soundcloud.com/user252822726/sounds-from-tuesday-afternoon

Blog 9: Advisory House 3

1. State whether or not you currently have a mentor, and what the status of your interview is with that person (I have completed the interview, I have scheduled the interview, I have not scheduled the interview, etc).

I do have a mentor and I am planning on interviewing my mentor this weekend.

2. At this point, your research is probably guiding your studies toward more specific areas within your topic.  Name the area or two you find most promising and explain your reasons.   

One area that I'm finding most promising is the characteristics that make up a successful Loan Officer. I reason I choose this is because even though someone can have a job it takes a special quality or habits in order to be good at their job or successful in it.

3. What kinds of sources do you think will help you in the next month to gain more research depth?  Where will you go to get them?

Some sources that I think will help me get more in depth with my research are books about successful loan officers. I will be able to get them hopefully online or at a library

4. Write down a possible EQ.  Please don't worry about wording other than ensuring that it provides the option for multiple correct answers.  At this point, the senior team is most interested in understanding your thought process.

What are the qualities that make up a successful Loan Officer?

Blog 8: Independent Component 1 Proposal

1.  Describe in detail what you plan to do for your 30 hours.

For my 30 hours towards my independent component, I plan on mentoring for an extra 30 hours with my mentor. I will be going over different  parts and processes of the loan as well as going over documents needed to produce the loan.

2.  Discuss how or what you will do to meet the expectation of showing 30 hours of evidence.

What I will do to show the 30 hours I have done is by bringing volunteer hour papers with me and getting them signed by my mentor.

3.  Explain how what you will be doing will help you explore your topic in more depth.

What I will be doing in order to explore our topic more is to look at all the different documents needed to create the loan as well as go over different client's loans and the processes each one of them are in.

4.  Update your Senior Project Hours log.

Second Interview Preparation

1.  Who is your mentor and where do they work?  If their workplace does not reflect their expertise, what makes them an expert?

My mentor is Hector Zuniga and he works for Mortgage Capital Partners which is a loaning agency that deals with refinances, mortgagercialized loans. Hector Zuniga has been working for the company for over 14 years now and is the Senior Vice President of the company.

2.  What five questions will you ask them about their background?

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1. How crucial is creating or planning a schedule as a loan officer?

2. Is communication an important quality for a loan officer and if it is then why?

3. What forms of communication would be best as a loan officer?
4.  How can you get yourself recognized as an excellent loan officer?
5. Are there any certain qualities or traits besides the ones already listed to you make a successful loan officer?

Blog 6: Advisory House Prep

1.  Who is your mentor and where do they work?  If their workplace does not reflect their expertise, what makes them an expert?

My mentor is Hector Zuniga and he works for Mortgage Capital Partners which is a loaning agency that deals with refinances, mortgagercialized loans. Hector Zuniga has been working for the company for over 14 years now and is the Senior Vice President of the company.

2.  What five questions will you ask them about their background?

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1. How crucial is creating or planning a schedule as a loan officer?

2. Is communication an important quality for a loan officer and if it is then why?

3. What forms of communication would be best as a loan officer?
4.  How can you get yourself recognized as an excellent loan officer?
5. Are there any certain qualities or traits besides the ones already listed to you make a successful loan officer?

Interview 1 Reflection

1. What is the most important thing I learned from the interview?  Is there anything I would do differently for other interviews?

The most important thing I learned from the interview is that being a loan officer is tough and is only getting tougher to qualify. What I also learn is that it may take years of hard work and dedication to be in the position I want to be in and to just make sure not to give up because in the end it'll all work out.

2. Did I get additional resources and contacts?  What is the most useful?  Why?

Some resources that I got are just more knowledge and understanding of how competitive the field can be and how hard you have to work in order to be where you want to be. This is the most useful because when working in an industry as hard as being a loan officer and working for an auto industry it takes patience and time for things to happen, you can't expect such a dramatic difference and you have to put hard work into everything you do.

3. What makes my interviewee qualified to help me? 

What makes my interviewee qualified to help me is that she works  as a loan officer in the automobile industry. It has taken her years and a lot of dedication of her job to get where she is today and by getting some type of viewpoint from her shows that not everything in life comes easy and if you put the time and work to something, you will be able to accomplish many things.

https://soundcloud.com/user252822726/sounds-from-sunday-afternoon

Blog 4: House Advisory Prep

Write a short explanation of what you are hoping to accomplish through your senior project topic.  

What I'm hoping to accomplish through my senior project topics is experience in the loan officer industry and knowledge about working for a corporation as a loan officer. There's so much to learn about in the loan officer industry such as, when's the right time to lock in interest rate, how long does it take for the whole process of getting a loan from the bank, is there a certain time period for getting the loan and what happens if that time period isn't met. I also want to be able to read and understand all the paper work that is involved in the loan process because not only would it help me out if I ever wanted to be a loan officer as my career but it's good to know about the whole process and how it works when I purchase or refinance a home later on in the future.

Blog 3: Interview Prep

1.  Who do you plan to interview?  Why?
      I plan on interviewing another loan officer either around where I live or where my mentor works at. The reason why I would interview them is to get a different answer and viewpoint from the loan officer than I would with just my regular mentor.
2.  Five questions will be assigned to all seniors to ask.  What additional questions do you plan to ask?  Ask open-ended questions.  What are open-ended questions?
   
1. Why is it much harder to become a loan officer today than it was 10 years ago?
2. Another question I would ask is what benefits are there in being a loan officer?
3. What motivates you to do the best you can in your job?
4. Why did you choose to be a loan officer as your career?
5. How much dedication did it take for you to get where you are today?

Blog 2: Summer Mentorship

1. List the contact name, phone number, and organization of the person with whom you volunteered.

    Hector Zuniga, (310) 295-6255, Mortgage Capital Partners

2. What qualified this person as an expert in your topic choice?     

    Hector Zuniga has been working for Mortgage Capital Partners for 16 years as a loan officer and is the Senior Vice President of the company

3. List three questions for further exploration now that you've completed your summer hours.    

    1. What does it take in order to be a successful Loan Officer?

    2. How do you successfully promote yourself to the public when starting as a Loan Officer?

    3. What are the pros and cons of being paid by commission when working as a Loan Officer?

4. What is the most important thing you gained from this experience? Why?

    The most important I gained from this experience was how and what a loan officer is an actually does. I had no idea that there was even such a thing before I did this mentorship and once I did I got to have a better understanding of how it works and what you have to do in order to succeed in the business.

5. What is your senior project topic going to be?  How did mentorship help you make your decision?  Please explain.

    My senior project topic is going to be about Loan Officers. My mentorship helped me make this decision because it helped me understand everything about being a Loan Officer and I became really fascinated about how it works and the process of working as a Loan Officer and want to get more experience in this field of business. 

Blog 1: Senior Final Lesson/ Interview Reflection

1.  What three lessons were most helpful for you to see, and why?
      Three lessons that I felt were helpful were to engage with the audience, be enthusiastic, and not procrastinating. By engaging with the audience you not only get their attention but you get the into what you are presenting about. Being enthusiastic also helps grab your audiences attention because it shows that you're passionate about what you're talking about. The last thing was to not procrastinate on any of the work because that could help in the long run including knowing what exactly to present.

2. List one thing that you learned about the senior project in interviews that will help you get off to a good start?

    One thing that I learned about senior project was to not procrastinate at all because if you do you'll have a hard time getting back on track and getting stuff done. Another thing is to look for really good sources and do a lot of mentorship so that you may gain a lot of experience.

3. What topic(s) are you considering, and why?

     Some of the topics that I am thinking about are Baseball, Business, Teaching, and History. I'm thinking about baseball because I've loved the game since I was little and I'm really passionate about. Business would be something I would want to have a career in later on in the future. Teaching would kind of be my safe zone because of the fact that my mom is an elementary school teacher and so I understand how it is to teach and all the planning and work that has to be done as a teacher. History is just a subject and I really enjoy and have a passion for, it always interests me and is something I would like to get in depth about.

4. What EQ do you think might be interesting to consider in guiding a project like this? (Please don't worry about any sort of formula...we want this question to come from your genuine interest).

     An EQ that might be interesting to consider when having a project like this would be how it deals with your topic and how you could implement it to the research and mentorship that you have done.

5. What are some ideas you have about finding summer mentorship?

     Some ideas I have about finding summer mentorship is going to different places that would be willing to hire an intern like for business or teaching. Other ways could be going to different camps for baseball and help mentor the youth and work with the staff at the camps.